Perfect Savings

• Earn interest on balances of $100 or more
• Tiered interest rates on higher balances
• Free automatic transfers from checking
• 6 free withdrawals per quarter ($1 per withdrawal after 6 each quarter)
• Open with as little as $100

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$2 quarterly fee if minimum daily balance of $100 is not maintained. Interest will be credited to the account quarterly. Violations of excessive allowable transactions will result in the account being transferred to a non-interest bearing checking account.

Money Market

• Earn interest on balances of $2,500 or more
• Tiered interest rates on higher balances
• Interest credited to your account monthly
• Unlimited Bank of Tennessee ATM and over the counter debits
• 6 withdrawals allowed per month

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$10.00 monthly fee if minimum daily balance of $2,500 is not maintained. $2,500 opening deposit. $10 per transaction fee over the allowable six per month. Violations of excessive allowable transactions will result in the account being transferred to a non-interest bearing checking account.

Certificates of Deposit

• Automatic renewal option
• Fixed interest rate until maturity, up to 5 years
• Choice of interest payment options
• Open with as little as $500
• Choose the term that suits your savings needs

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Penalty may be imposed for early withdrawal over the allowable six per month.

IRAs

• Start your retirement account with as little as $100
• Flexible investment terms
• Variable and Fixed rate options
• IRAs offer the security of FDIC insurance
• Learn about our Traditional, Education, and Roth IRAs

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