Save every time you spend

What is ChangeUp

ChangeUp is a service provided to customers who have a checking and savings account. ChangeUp helps you save every time you spend simply by using your debit card.

What You Need

  • Checking Account
  • Savings Account
  • Debit Card

How It Works

After you enroll, we will round up your Visa debit card purchases to the nearest dollar and transfer the difference from your checking account to your savings account.

145-circle
You make a purchase
for $1.45
2-circle
We debit your checking
account for $2
55-circle
$.55 is deposited into your savings account

Things to Know

If on a business day, funds are not available in your checking account, or if any transaction has overdrawn your checking account, we will reverse any round up transactions posted on that business day.

If you have a checking account with minimum balance requirements and the transfer takes the balance below the required balance, a monthly service charge will be applied to the account.

If your purchase is subsequently cancelled or reversed, the corresponding ChangeUp transfer remains in the savings account.

ChangeUp transfers will be reversed if:

  • You do not have sufficient funds in your checking account, or
  • If any transaction has overdrawn your checking account, or
  • If the ChangeUp transfer causes a negative balance

Three easy ways to sign up

  • Call 866.378.9500
  • Visit one of our locations
  • Click below to enroll online

Enroll Now

If at anytime you want to cancel this service, call us at 866.378.9500 or visit one of our branch locations. Note: Business accounts and Money Market accounts are not eligible for this service.