Know Your Cashflow

You juggle many responsibilities as a business owner or manager, and your time is incredibly precious. It can be challenging enough to manage your finances alongside everything else on your agenda. Finding time to analyze your financial data and make sense of it is often a luxury most simply don’t have.

Business Insights is a financial intelligence solution designed to help you effectively manage your cashflow and plan for growing your business. All of this information is delivered within online or mobile banking, so you’ll have the insights you need at your fingertips.

It’s easy to get started, and you’ll quickly begin receiving actionable advisories, guidance, and recommendations tailored to your business financials.

Business Insights is a complimentary feature available with every business account.

Your business must be utilizing Quickbooks, Freshbooks or Xero to use Business Insights.

Receive automated cashflow forecasting to see how your business’s performance is trending in the future and identify potential cashflow risks.

Since Business Insights connects directly into your accounting software, the data and forecast models are always fresh and current, unlike traditional offline Excel models.

Many business owners don’t properly plan for future expenses or overestimate new revenues. “Keeping track of it in my head” can lead to poor planning, crucial errors and forgotten costs.

Business Insights allows owners to create scenarios and events like purchasing new equipment or hiring new employees, to model the impact on your future cash position.

Events created are automatically added to your cashflow forecast so you can easily see the outcome of future decisions on your business.

Your business needs change daily. Business Insights delivers personalized recommendations, alerts and observations, refreshed as your financial position changes. These insights are tailored to your specific business and unique needs.

Business Insights ensures you stay informed of potential risks and opportunities arising from your changing cash position, allowing you to make well-informed business decisions.

Compare your business performance with that of similar businesses. Private companies use various sources of information to assess how their business performance compares with that of their peers. Industry surveys are sometimes inaccurate and may not include enough local-level data to be meaningful.

Business Insight’s Benchmarking tools analyze financial data from over 34 million tax returns, comparing companies based on location, revenue, size, and number of employees. This provides you with guidance so you can differentiate competitively or determine areas that need improvement.

• Log into online or mobile banking
• Click on “Business Insights” in the main menu
• Sync with your accounting software. Use of an accounting package is required. Business Insights is currently integrated with QuickBooks Online, Freshbooks and Xero.
• Start receiving automated insights!