Small Business Administration

SBA Financing Options

Let us match you with the right SBA-guaranteed loan for your business needs.

Small Business Administration

Business Loans

We are a SBA 7(a) preferred lender. Loans guaranteed by the Small Business Administration can be used for almost any business purpose.

1. How Will You use Your loan?
2. How much will you borrow? Move the slider to adjust the loan or enter the exact amount.

Monthly Payment


Interest Rate


APR with Fees*

APR includes $2,500 origination fee. Monthly payment and APR are estimates and are provided as examples only. Actual rates and terms may vary and are not guaranteed. Subject to credit approval and product criteria. Some restrictions may apply. Small Business Administration (SBA) required collateral and documents subject to guidelines from SBA.
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Loans Designed For Small Businesses

No matter what your business need is- from acquiring a new business to purchasing or repairing equipment, there’s an SBA loan designed to grow your business.

As an experienced SBA lender, Bank of Tennessee offers SBA loans for a variety of needs including:

  • Starting a new business
  • Acquiring an existing business
  • Purchasing business real estate
  • Purchasing equipment
  • Securing working capital
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SBA Loan Advantages

Our focus is on small business financing and meeting the needs of our clients. Our SBA lenders understand the needs of small businesses and are experts at properly configuring an SBA loan. SBA loans have a variety of unique benefits such as lower down payments, flexible overhead requirements and no collateral loan options.

In addition to these benefits, an SBA-guaranteed loan usually has rates and fees comparable to non-guaranteed loans and can include counseling and educational support to help you start and run your business.

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More SBA Loan Advantages

Loans guaranteed by SBA offer funding options from as little as $500 to over $5 million to aid in a variety of business purposes. While the amount of funding an SBA loan can provide is flexible, some may have limitations in place on how you can use the funds.

Our experts will assess your needs and determine if an SBA loan makes sense for your business and if not, they can present traditional loan options that might be a better fit.

Let Us Help

We are a small business too, so we’re knowledgeable about your unique needs. Contact a member of our SBA team today to find out how we can help your business grow.