Mortgage Loan Originator

Tony Byram

NMLS#1171038

A headshot of Bank of Tennessee employee, Tony Byram

Meet Tony

About Tony: I have over 30+  years in the mortgage industry, in all aspects of the process: sales, sales management, operations management, secondary market and underwriting. With 15 years of experience as an underwriter, I have a unique perspective on the requirements for loans so I can make the borrowers experience smooth and uneventful.

Expertise: Conventional, FHA, USDA, THDA, VA, Jumbo Loans and Construction Lending

3 Reasons to Pre-Qualify



#1 – Pre-qualification is fast.

Home sellers prefer offers where the buyer is pre-qualified.

#2 – You know what you can spend.

Pre-qualification means you know exactly how much you can spend and how much you’re approved for.

#3 – There is no obligation.

You can get pre-qualified for a loan with zero obligation, so you can pick the right loan for you.

No Fees, Obligations, or Credit Impact

Pre-Qualification is quick and easy

Today’s home buying market moves fast. You can move faster and get a head start on the competition by getting pre-qualified. It only takes a few minutes.

Excited girl with umbrella smiles

We’re In The Business of Happiness