Find the right home loan for you

no cost and no obligation

Get started by pre-qualifying online and find out how much you can afford.

Purchasing or refinancing?

We Make It Easy

Mortgage loans, refinancing and home equity lines of credit can be complicated processes and seem daunting. Our team of experts and easy-to-use online technology can help make the process painless and without paying any fees to No matter what your comfort level, we can help.

First time home buyer?
Answer a few simple questions to help us select the right options for you, or connect with our knowledgeable lender.

Experienced home buyer?
Pre-qualify online with an application process that is easy and intuitive.

3 Reasons to Pre-Qualify

#1 – Pre-qualification is fast.

Home sellers prefer offers where the buyer is pre-qualified.

#2 – You know what you can spend.

Pre-qualification means you know exactly how much you can spend and how much you’re approved for.

#3 – There is no obligation.

You can get pre-qualified for a loan with zero obligation, so you can pick the right loan for you.

No Fees, Obligations, or Credit Impact

Pre-Qualification is quick and easy

Today’s home buying market moves fast. You can move faster and get a head start on the competition by getting pre-qualified. It only takes a few minutes.

Home Affordability Calculator

Once you know what your mortgage payment might be, you need to ensure that amount works with your budget. Our Home Affordability Calculator can help you with that.

Please Note: Mobile users may need to turn their phones to landscape view in order to view the charts and tables.

Need help?

Bank of Tennessee’s lending experts are ready to help you make your home dreams a reality.