About Fred: Fred has been providing financing options for Nashvillians for the past 30 years. Many of his current customers are either previous customers or referrals from previous customers. He recently had an opportunity to assist a 3^rd generation of homebuyers. When Fred is not assisting home buyers with their financing, he and his wife travel. One of their many ‘happy places’ is Palm Desert, CA. They have been visiting the desert for 25 years, where they hike and visit with friends. They have 6 grandchildren; 5 of them play in a ‘blue-grass’ band with their dad and they appear at many small-town festivals in Middle Tennessee. Fred is also an avid golfer and a member of Nashville Golf Club in Brentwood. He is also active in his local church men’s club.

Expertise: With a long career in lending, Fred has seen the many ebbs and flows of mortgage programs and rates. That past experience helps him provide customers with the knowledge on how best to proceed based with the applicable circumstances. In addition to providing typical Fannie Mae, FHA and VA financing, he can also provide a myriad of loan products from Bank of Tennessee. Fred is a problem solver and can quickly identify the best course of action, to ensure his customers will get the outcome they deserve.