Our Story

Like many other successful companies, Bank of Tennessee and Carter County Bank came from humble beginnings. But even when you start small, THINK BIG. With visionary leadership, knowledgeable employees, and sound investment decisions, success will follow.

A group of local business owners and leaders in downtown Elizabethton, TN, started Carter County Bank in 1939. William B. Greene Jr. purchased Carter County Bank and First People’s Bank from the Carroll Reece family in 1964, making him the country’s youngest bank president at the age of 24. Over the past 85 years, we have expanded to include 5 branches throughout Carter County.

Then, in the early 1970’s, Mr. Greene and his father, William B. Greene Sr., recognized an opportunity to expand into the rest of the Tri-Cities area and opened Bank of Tennessee in downtown Kingsport, TN, in 1974. 50 years later, our Bank of Tennessee presence includes locations in Bristol, Johnson City, Gray, Erwin, Jonesborough, Blountville, Nashville, Hendersonville, Mt. Juliet, and Knoxville, as well as Mountain Community Bank with branches in Banner Elk and Boone, NC.

In January 2013, Carter County Bank, Mountain Community Bank, and Bank of Tennessee joined together to form one financial institution. Combining three strong financial institutions enabled us to remain competitive in pricing and technology offerings. With 98% of our ownership in Northeast Tennessee and 100% of our business decisions made in the Tri-Cities, we are genuinely a locally owned and operated company. That means we understand the challenges and opportunities our community faces.

With our experience, expert employees, and financial products and services, we can help you THINK BIG for your business.