Gray Branch


402 Roy Martin Road, Gray, TN 37615




Lobby Hours
Monday-Thursday: 8:30am-4:30pm
Friday: 8:30am-5:00pm

Drive Thru plus Hours:


Drive Thru plus Available 7am-7pm
ATM accessible 24/7

Paula Riggs
Paula RiggsSenior Customer Experience Officer
Gray Branch
Senior Customer Experience Officer

Meet Paula Riggs

I began my career with Bank of Tennessee as a teller at our Colonial Heights branch in May, 2011. I enjoy helping everyone with any of their banking needs! From basic banking needs to opening a new loan, I am here for you! Please stop by and see me anytime at our Gray location! We would love to make you part of our Bank Of Tennessee family!

Contact Paula

office: 423.279.2549
fax: 423.477.2541

Email Paula

Full-Service Banking Solutions

Our Gray branch is equipped with experts who can help you with any of your banking needs:

Personal Banking

  • Checking accounts
  • Savings accounts
  • Home loans
  • ATM
  • Interactive Teller Machines and Saturday banking
  • Mortgage loans
  • Home equity loans
  • Personal loans
  • Auto loans
  • Debit cards
  • Credit cards
  • Online banking
  • Mobile banking

Business Banking and Commercial Banking

  • Business checking
  • Business loans
  • Commercial loans
  • Cash management
  • Treasury management
  • Commercial real estate loans