Debit Cards

Reach for the perfect way to pay. Any time, any amount.

shop anywhere. stay safe everywhere.

VISA Debit Card

No matter where you are or what you need, Bank of Tennessee’s VISA Debit Card offers much more flexibility and security than cash and checks.

Flexible

  • Use for purchases or to get cash
  • Use in store, at any ATM or online
  • Use for purchases of almost any amount, big or small
  • Accepted almost anywhere in the world

Smart

  • Payments are deducted automatically from your checking account
  • With up to date balances and itemized statements, you can keep track of every purchase
  • Manage your finances with Money Monitor

Safe

  • Safer than cash
  • 24/7 Fraud Monitoring
  • Zero liability from unauthorized use*
  • InstaCard replacement if lost or stolen cards
ACCEPTED ALMOST ANYWHERE

Mobile Wallet

A mobile wallet is a way to carry your debit card in electronic form on a mobile device. Instead of paying for your purchase with a physical card, you can pay with your smartphone, tablet, or smart watch.

Now you can add your Bank of Tennessee Visa credit or debit card to Apple Pay, Android Pay or Samsung Pay.

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Let Us Know Before You Go

Planning a Trip?

Before you hit the road, tell us where you’re headed so you can use your debit card wherever you roam. We’ve made it easy with our online Travel Notification Form.

Tell us where you’re going

powerful protection

3 Ways to Increase Your Security

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VISA PURCHASE ALERTS

Receive real-time alerts when your card is used for purchases online, in foreign countries, or when the purchase is over a certain dollar amount.

Simply set up the criteria for the activity that happens with your debit card and you can receive text or email alerts.

Sign up for VISA Purchase alerts in just a few, quick steps.

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SELECT THE CREDIT OPTION

Choosing “Debit”
When you enter your PIN to make a purchase, money is immediately taken out of your account and sent to the vendor.

Choosing “Credit”
When you choose credit, you are giving yourself full protection from VISA. Your payment is sent from the bank, through VISA and then to the vendor you are buying from. Also, since you aren’t entering in your PIN you are protected by the zero-liability policy by Visa.

So what do you need to do in order to have the most protection on your Debit Card?
One simple thing: instead of selecting “debit” and entering your PIN, select “credit” and sign for the authorization.

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VISA’S ZERO LIABILITY POLICY

See that VISA logo at the bottom right corner of your debit card? That logo is your protection.

VISA’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline.

Disclaimer: VISA’s Zero Liability Policy covers US issued cards only. Does not apply to ATM transactions, PIN transactions not covered by VISA or any other transactions not processed by VISA. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations, and other details, please contact Bank of Tennessee. Standard messaging rates may apply.
Learn more about Visa debit cards

FAQs

What do I do if my debit card is lost or stolen?
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How can I get a replacement debit card?
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What do I do if I suspect fraudulent use of my debit card?
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How much money can I withdraw from the ATM with my debit card?
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Are there limits on how much I can spend on my debit card?
Learn more »

I have forgotten my PIN number. What do I do?
Learn more »

© 2015 Visa Inc. All rights reserved.
*VISA’s Zero Liability Policy covers US issued cards only. Does not apply to ATM transactions, PIN transactions not covered by VISA or any other transactions not processed by VISA. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations, and other details, please contact Bank of Tennessee. This card is issued by Bank of Tennessee pursuant to a license from VISA USA Inc. VISA is a registered trademarkof Visa International Service Association. InstaCard available at all branch locations, fee may apply. Daily spending limit applies, $500 per day cash limit, $2,000 per day point of sale.