
TAP TO PAY
Introducing Tap to Pay on iPhone- a new payment option for your business.

How Tap to Pay Works
With Tap to Pay and your iPhone, it’s never been easier to accept customer payments. Watch this video to learn more about how Tap to Pay for iPhone works.
Enroll In Tap to Pay
Getting started with Tap to Pay for iPhone only takes a couple of minutes.
Step 1
Open the Bank of Tennessee mobile app and select “Get Paid with Tap to Pay” to get started.
Step 2
Tap to Pay will load in the background. Helpful tips will show as the app loads.
Step 3
Link your Apple account to the Tap to Pay app.
Step 4
Review and accept the terms.
How To Use Tap to Pay
- Open the Bank of Tennessee mobile app and select “Get Paid with Tap to Pay” to get started.
- Or add multiple items to build a cart for your customer to pay for.
- Add an option for the customer to leave a tip.
- Enter the payment amount, then hold your iPhone out for your customer.
- Have your customer hold their phone or card at the top of your iPhone over the Contactless symbol, or hold their device near the top of the iPhone for Apple Pay and other digital wallet payments.
- Wait for the “done” checkmark and the transaction is complete.
Frequently Asked Questions
When you accept a payment using Tap to Pay on iPhone, a transaction fee of 2.75% will apply. This fee is charged for all payment methods, including contactless cards and digital wallets such as Apple Pay, Google Pay, and Samsung Pay.
Tap to Pay on iPhone leverages the phone’s integrated features to ensure the privacy and security of both your business and customer information. When processing a payment, Apple does not retain card numbers either on the device or on its servers, allowing you to confidently protect your business’s interests.
Tap to Pay on iPhone supports iPhone Xs models or newer only running iOS 16.7 or later. Tap to Pay on iPhone is only available in the U.S.