Important Information About Available Balance
The Current Balance does not include overdraft protection or lines of credit. The Available Balance includes Available Overdraft Protection funds or line of credit funds. With AOP, items may be paid up to the overdraft limit on all transaction types, except debit card/ATM if you have opted out. We may not pay OD if your account isn’t in good standing. There will be a $30 fee for each overdraft. To avoid suspension your account must have a positive balance within 30 days.