No cost, no obligation to apply

Online Mortgage Loans

Created for Knoxville home buyers

Trusted Mortgage Experts

Bank of Tennessee Home Loans

Our mission is to provide Knoxville home buyers with the personalized customer service of a community bank and competitive rates on all mortgage and home loan options.

No matter if you’re looking to purchase a new home, refinance your home, build a new home, remodel your current home or looking for additional cash from a home equity line of credit (HELOC), our mortgage lenders can help you with a home loan that’s perfect for you.

Throughout the entire process, you’ll work with one person- no getting passed off or having to keep track of who you spoke with last. Our local mortgage loan officers work with you to determine what options work best for your unique situation, providing personalized insights and recommendations.

Mortgage Loans

Pre-qualify Online

Our online pre-qualification process for mortgage and home loans is quick and easy. Getting pre-qualified shows buyers you’re serious about purchasing their home and helps expedite the buying process. At Bank of Tennessee, we can get you pre-qualified before you start submitting offers without any obligation or impact to your credit score.

Let us help you with your home loans by getting pre-qualified today!

3 Reasons to Pre-Qualify

#1 – Pre-qualification is fast.

Home sellers prefer offers where the buyer is pre-qualified.

#2 – You know what you can spend.

Pre-qualification means you know exactly how much you can spend and how much you’re approved for.

#3 – There is no obligation.

You can get pre-qualified for a loan with zero obligation, so you can pick the right loan for you.

No Fees, Obligations, or Credit Impact

Pre-Qualification is quick and easy

Today’s home buying market moves fast. You can move faster and get a head start on the competition by getting pre-qualified. It only takes a few minutes.

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See what others are saying

We’re In The Business of Happiness, and one of the happiest moments in life can be purchasing a new home. Read our reviews to learn how we go the extra mile to create happy moments for happy customers.

Home Affordability Calculator

Once you know what your mortgage payment might be, you need to ensure that amount works with your budget. Our Home Affordability Calculator can help you with that.

Please Note: Mobile users may need to turn their phones to landscape view in order to view the charts and tables.

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In The Business of Happiness

Our focus is on helping our customers live in the happy moments every day of their life. Open an account today to find out how we do it.