All Bank of Tennessee checking accounts offer:

  • Unlimited use of any Bank of Tennessee, Carter County Bank or Mountain Community Bank  (both divisions of Bank of Tennessee) ATM’s without a fee
  • Online Banking with Bill Pay
  • Automatic transfers between checking and any other Bank of Tennessee account
  • Notary service
  • Official Checks
  • Direct Deposit
  • eDelivery
  • Bank of Tennessee Debit Card
  • Happy Rewards

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  • No ATM fees at any ATM in the world. Period.
  • No minimum balance required
  • Free Deluxe Provent ID Theft protection learn more…
  • Earn interest on balances over $500
  • To avoid a $15 monthly charge, meet the following requirements each statement cycle:
      • 12 debit card transactions posted to your account
      • Accept eDelivery of monthly statements

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Interest Advantage Checking

  • Unlimited Bank of Tennessee ATM transactions and AND 2 Free ATM transactions worldwide each statement cycle
  • Free Deluxe Provent ID Theft protection learn more…
  • Earns the highest interest rates available on any Bank of Tennessee checking account for balances over $500; earn higher rates with tiers of $25,000, $50,000 and $100,000
  • Free checks on new and reorders
  • Official checks
  • Maintain minimum balance of $1,000 to avoid $15 monthly fee

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Simple Advantage Checking

  • No minimum balance requirement
  • Unlimited Bank of Tennessee ATM transactions
  • 1 Free ATM transaction worldwide each statement cycle
  • First order of checks free
  • No monthly service charge**

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**eDelivery of monthly statements is free. A monthly charge of $3 per month for paper statement applies