Mortgage Loan Originator | East Tennessee Region

Meet Jerry Woodard


“I’ll provide a stress-free home buying experience, whether it’s your first home or your fifth.”

About Jerry:  Jerry is an experienced lender, with over 12 years in the industry. His passion to help people achieve home ownership and long term financial stability led him to residential mortgage consulting where he has helped clients achieve their goals for the past 4 years. From application to closing, Jerry applies his extensive knowledge, attention to detail, and first-class customer service to deliver a stress free home buying process which allows his clients to enjoy the experience of home ownership.

Expertise:  First-time home buyers, Conventional, Rural Housing (USDA), FHA, THDA, VA

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We've Made It Easy

Apply Online

We make the loan application process easy. Review the types of loans we offer and calculate your payment by using the links below. If you’ve found the perfect home, or if you are refinancing your current home, get started by applying online now using our quick and easy online application.

Types of Loans >>
Calculate Your Payment >>
Home Buyer’s Checklist >>
Access Your Credit Report >>
How Much Home Can You Afford? >>
Renting vs. Buying >>
Home Buyer’s Checklist >>
Schedule a Free Consultation >>

Apply Online

Check Your Credit Report

Bank of Tennessee is pleased to provide Mortgage PreFlight, a secure method for you to authorize and provide Bank of Tennessee with access to your credit report while you obtain your FICO scores and Credit Radar Analysis. In seconds you’ll have a wealth of data that will assist you in the mortgage process. Your Credit Radar report will also help you identify opportunities to quickly improve your credit scores – often in as little as 72 hours.

Access Mortgage PreFlight >>

Contact Jerry

Mountcastle Branch
112 E Mountcastle Drive
Johnson City, TN 37601 map
Office: 423.262.4328
Mobile: 423.571.5148