Quick Comparison – Checking Accounts

 

eAdvantage Checking

Interest Advantage Checking

Simple Advantage Checking

Use of Bank of Tennessee ATM’s

Free Free Free

Use of ATM’s Worlwide

Unlimited – all charges from other ATM networks is included 2 free ATM withdrawals per statement cycle from other ATM networks 1 free ATM withdrawal per statement cycle from other ATM networks

Interest

Tiered Rates at $500 $25,000 $50,000 $100,000 Tiered Rates at $500 $25,000 $50,000 $100,000 No Interest Paid

Identity Theft Protection

Deluxe Provent ID Restoration provided at no charge Deluxe Provent ID Restoration provided at no charge Not included

Minimum Balance

None $1,000 None

Monthly Charge

To avoid $15 monthly charge, have at least 12 debit card post to your account each statement cycle and accept eDelivery of monthly statements If balance falls below $1,000 during the month, a $15 charge applies Free when statements are delivered via eDelivery.  $3 fee per month for paper statements

Check Orders

Charged Free Basic Wallet Checks First Order Free

Internet Banking & Bill Pay

Free Free Free

Debit Cards Rewards

Earn 1 point for every $2 spent using a signature Earn 1 point for every $2 spent using a signature Earn 1 point for every $2 spent using a signature

Mobile Banking

Free Free Free