Credit Analyst

Location: Kingsport TN-Operations Center

Position: Full Time

General Job Summary:

Responsible for the comprehensive analysis of credit information resulting in recommendations to assure the quality of additions to a loan portfolio. Also performs back-up duties to the Senior Credit Officer as needed.

Essential Duties and Responsibilities:

  • Analyze and interpret financial statements of current and prospective customers identifying trends and area for further review
  • Communicate the strengths and weaknesses foreseen in a company’s credit information and financial statements to the respective Relationship Manager
  • Provide guidance to Relationship Managers on dealing with foreseen concerns with client
  • Function as a team leader for the credit department
  • Perform back-up duties to the Senior Credit Officer as needed

Secondary Duties and Responsibilities:

  • Other duties as assigned

Required Knowledge, Skills, and Abilities:

  • Detailed oriented
  • Familiar with Excel
  • Professional communication and presentation skills
  • Ability to read, analyze, and interpret documents

Education and Experience:

  • Bachelors degree in Accounting or Finance preferred
  • Three to five years seasoned experience in an accounting field and/or commercial field strongly required

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