Strengthen Your Business Reserves.

 Exclusively through our Green Hills, Hendersonville and Mt. Juliet Branches: Open a Business Savings account and maintain a $50,000 balance to earn a high-yield 3.90% APY* on your business cash while keeping it totally fluid.  

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RATE & TERM

RULES & FEES

AVAILABILITY

3.90% Promotional APY*

Requirements & Limits

Eligible Locations

Accurate as of August 24, 2026.

Requires a Business Savings account ($100 min. open) paired with Business Checking.

Only available at Middle Tennessee Branches:

  • Green Hills
  • Hendersonville
  • Mt. Juliet

Requires $50,000+ in new money to Business Savings.

Must log into Business Online Banking once every 90 days.

Rate active through January 31, 2027 (standard variable APY applies after).

Excludes public and institutional deposits.

$3 monthly fee waived with a $100 min. daily balance.

Member FDIC.

Limit of 6 withdrawals/transfers per quarter ($5 fee per extra item after Oct 1, 2026).

Member FDIC. Click here to view full disclosure details and standard account terms.

Whether you’re managing cash flow, planning expansion, or just want your reserves working harder, this is built for you.

High-Yield Rate

3.90% APY* on Bold Business Savings balances of $50,000+ through January 31, 2027.

Local & Relationship-Based

Pair Bold Business Savings and Business Checking Accounts for faster service and a full picture of your business in one place.

Built for How You Run Your Business

No sacrifice to daily liquidity*. Keep the cash flow you need while your reserves earn more.

We’ve Got You

From navigating shifting supply costs to planning your next expansion, we’re a local partner in it with you.

Start Growing Your Business Savings Today

Complete the form below, and one of our Middle Tennessee Branch Managers will reach out to help you get started.

How to Qualify

01

Open or maintain a            Business Savings account and deposit $50,000 in new money. 

New money is defined as funds not currently on deposit with Bank of Tennessee. This offer excludes public and institutional deposits.

02

Keep an active                        Business Checking account alongside your savings.

03

Establish an active Business Online Banking Profile and login at least once every 90 days.

* Disclosures:

Annual Percentage Yield (APY) is accurate as of August 24, 2026 and available to businesses for a limited time through Bank of Tennessee's Middle Tennessee branches in Green Hills, Hendersonville, and Mt. Juliet. 3.90% APY applies to promotional Business Savings balances of $50,000 and above through January 31, 2027, when paired with a Bold Business Checking Account and an active Business Online Banking Profile (minimum 1 login every 90 days). The minimum deposit required to open a Bold Business Savings account is $100. The $3 maintenance fee per statement cycle is waived with a $100 minimum daily balance. Fees may reduce earnings. After January 31, 2027, the promotional rate reverts to the standard variable Bold Business Savings APY, which is subject to change. Effective October 1, 2026, Bold Business Savings accounts are limited to six withdrawals or transfers per statement quarter; a $5 fee applies to each additional withdrawal or transfer during that quarter. This offer excludes public and institutional deposits. Member FDIC.​