Credit Cards

Find the Card That’s Right For You

Bk-of-TN-Signature

Are you looking for a rewards card that earns automatic bonus points on every purchase, every month? Or maybe you prefer a card to pay down your balances on other credit cards faster or to save on interest. Whatever your needs, we have a credit card that’s right for you!

Visa® Bonus Rewards Card

  • Get 25% more on all points earned every month, automatically1
  • No caps or limits on points earned
  • $25 cash back with your first purchase (no minimum purchase required)
  • NO annual fee

Learn More      Apply Now

Visa® Bonus Rewards PLUS Card

  • Get 50% more on all points earned every month, automatically2
  • No caps or limits on points earned
  • $50 cash back with your first purchase (no minimum purchase required)
  • Low annual fee

Learn More      Apply Now

Visa® Platinum Card

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card

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Visa® College Rewards

  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Low rates and manageable credit lines

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Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • Earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase

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Travel Rewards American Express® Card

  • 3X reward earnings on airline purchases
  • 2X reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
  • Low annual fee

Learn More     Apply Now

Account Access

For customers with credit cards issued prior to May 1, 2014:          Access My Account

For customers with credit cards issued on or after May 1, 2014:     Access My Account

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

The creditor, issuer and service provider for Bank of Tennessee is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. and American Express Company.

Subject to credit approval