Bank of Tennessee

Growing Your Business

As a business owner, you look for ways to operate more efficiently and get more time out of your day. Bank of Tennessee has the technology and services you expect while providing you a level of service only a trusted friend can give.

For Your Business Needs

With checking services tailored for businesses, and banking experts to direct you to the right account, we partner with you to help you address your specific banking needs.

All BusinessMAX Checking accounts feature
  • Free Bank of Tennessee Business Check Card
  • Business Visa Card with no annual fee*
  • Up to a $10,000 line of credit*
  • Combined statements
  • Choose to receive imaged statements or statements on CD-ROM**
  • Great personal checking options.

*Subject to credit approval. **Fee may apply for CD-Rom option.



BusinessMAX Checking
BusinessMAXplus Interest
BusinessMAX Account Analysis

For Your Business Success

Combine your checking with other business accounts to get the most out of your Bank of Tennessee relationship. We are committed to providing the most competitive products and services that we tailor to meet your needs with:
  • Business Savings Accounts
  • Business Money Market Accounts
  • Business Certificates of Deposit
We have answers for your business financing needs. Your Business Banker can tell you more about:
  • Business lines of credit*
  • Equipment, capital improvement, and working capital loans*
  • Business real estate loans*

*Subject to credit approval.



Commercial Banking Services

Our banking solutions give you, our business client, more time to focus on your own customers.

Treasury Management Services
Manage your daily cash flow and more effectively administer your business with our sweep accounts and other products and services.

Lock Box Service
The process is simple: your customers mail remittance to a post office box addressed to your company. Every business morning, Bank of Tennessee retrieves the Lockbox mail, processes payments, deposits funds to your company’s account, and sends you a receipt the same day. Most importantly, checks will be deposited to your account faster and funds will be made available sooner for your use.

Direct Deposit
Simplify your payroll. Deposit funds directly into employee accounts anywhere in the country at a variety of financial institutions.

Merchant Services
Succeed as the market changes. Utilize our services that let you take payment by debit or credit card, convert checks to electronic items, and even take advantage our check guarantee services.

Remote Deposit
Deposit checks electronically as late as 7:00 PM (EST), and receive same day credit. Scan the image of your checks for deposit, and then send them electronically. This service is available through our software or Web-based technology. You will receive an E-mailed receipt of deposit the same business day.

Courier Express
Spend more time managing your operations. Let Bank of Tennessee send a courier to your business to pick up the day’s deposits. *

*Non-cash items only.


Day Drop Service
Maximize your deposits with same-day credit. Simply drop your deposit at any of our Branches using our special plastic deposit bags. If we receive your deposit before 3:00 p.m., you will get same-day credit and a receipt the next morning.

Payroll Services
Realize more accounting time to run your business when you delegate your payroll responsibilities. Ask a Bank of Tennessee banker to show you options for administering payroll.

Retirement Services
Develop a strategy for your long-term plans. Our dedicated team is ready to discuss your needs and customize a retirement program for your business.

We want to be the Bank you trust for your business finances. Visit your local Bank of Tennessee Branch today, or call a business banker at (866) 378.9500 to learn more about accounts designed to grow your business.

BusinessMAX Checking
Enjoy simple and effortless business checking.
  • Free Online Banking with Free Bill Pay
  • Free with 500 or fewer overall items monthly*
  • Free Interest Advantage personal checking account for owner
  • $100 opening balance

*There is a $0.25 charge for each item over 500.



BusinessMAXplus Interest
Enjoy all the benefits of BusinessMAX Checking, PLUS earn interest on balances over $500. To qualify, you must be a sole proprietorship, a qualifying non-profit organization, or a government agency.

BusinessMAX Account Analysis
Put your combined Bank of Tennessee balances to work, and receive free banking services.
  • Partially or fully offset service charges with one of the best earnings credit allowances in our market
  • Analyze multiple business accounts as a single unit
  • Treasury management services available in addition to Online Banking with Bill Pay